I like your thinking, but . . . The Holiday Inn Executive room has limited availability. I probably just have another day or so (the breakfast rate was available last night but now is gone.) To reserve this room on an "advance purchase" which is non-cancellable, the cost is $1,108. The same room with cancellation privledges is $1,385 - an extra $277. So, if the confidence of a 4* at the NMA or RNA at $125 is quite high, it may be worth the $277 gamble. I think I would like to rule out the Loop unless it was a real last resort. I'm concerned that there may be a convention or something that is sucking up the rooms and waiting won't pay off. I'm ready for your best opinion knowing the Holiday Inn cost premium. Thanks!